Part 2 is how I believe God was working through the whole process.
Way #1 - was, of course, our friend's prodding to look at this house, which had been empty for about a year.
Way #2 - the broker that our real estate agent (let's just call him MM) worked with knew the homeowner. And if memory serves me correctly, and that is a rarity, I believe he came into the office while MM was trying to find information on the house. MM was able to represent both us and him, and kept things moving.
Way #3 - In some "bizarre way" two different banks held the title to the house, and the wrong bank had started the foreclosure. Because it was the wrong bank, this stopped the proceedings and gave us a small window for a short sale. And because it was a short sale, we made an offer on a house we had not even walked through!
Way #4 - If MM had not been our realtor, we may not have gotten to square one. His persistence and know-how kept the process from stalling. He had stacks and stacks of papers to fill out, and most of the time he had to send the same papers over and over again. (your government at work.) Our case went from one person to another person to another person, each with a ridiculous title, and each required 7 - 14 days to make a decision, and they were in no hurry. (Again, your government at work. Think "health care".) Add to that the fact that we had to work around Columbus Day, Veterans Day, Thanksgiving, Christmas, and New Year's.
Way #5 - Everytime we started to feel discouraged, we would pray for a tidbit of encouragement. Without fail, sometimes before the "amen" was said, we'd get a call from MM with an update. He would tell us that everything was still "a go", we just had to wait on the process. Hubby had no doubts that this was the house the Lord would bless us with. I remained cautiously hopeful, but still kind of waiting for the other shoe to drop. It never dropped.
Way #6 - Finally, the time came for the appraisal. Our offer had to be 88% of the appraisal. While we were hoping for a really low appraisal due to all the work that needed to be done, it did work out to be in our price range.
Way #7 - In order to do the appraisal, MM had to leagally break-in because for some reason, no one had a key to the house. This gave us the opportunity to buy a lock and have a key.
Way #8 - A few days after the appraisal, an inspector came to inspect the property and when he left, he turned off all the electricity. This would not have been a problem except that the sump pump needed electricity. Shortly after that, we had a torrential downpour. This resulted in having three feet, literally, of water in "our" basement. Now, you may question me as to why this is showing how God was working. I was asking the same questions.
Hubby and I had gone to a wedding that weekend, but, as God would have it, MM had stopped to check on the house. He called to tell us we had a wet basement. He had a friend who had a pump, and we had a hose, so we mad arrangements to meet at the house the next day, which happened to be on a Sunday, to get the water pumped out.
Way #9 - Do we have an awesome realtor or what?
Way #10 - After the water was pumped out, Hubby took our dehumidifier over and plugged it in to dry up as much moisture as possible. We didn't need mold growing.
Way #11 - So now we're getting near to the end and I am confident that God will not bring us this far only to snatch it away.
Way #12 - We're finally on the last leg of the journey which started in September. But now, suddenly, the case is turned over to H.U.D. More paperwork. More delay. And, let me just say, that during all this time, the weather has been absolutely beautiful and unseasonably warm. There was so much we wanted to be doing outside, but couldn't. Now, according the H.U.D. regulations, we had to have the electric put in out name, and we had to prove that we had taken occupancy! Ever hear of anything so crazy?? This had to done and proven BEFORE we could have confirmation on the house! Thank God for the flooded basement. We were in possession of the key and had the dehumidifier running.
Here's another crazy government regulation - There is some fee (I don't know what) that every bank always pays at the sale of a house. H.U.D. was not going to pay. They said they can only pay it if it's a tax. So, MM, our fantastic realtor, says, "So, if I re-word this to be a "tax" you can pay it?" Yep, you got it. The fee became a tax and they gladly paid it. Every "i" has to be dotted just so, and every "t" has to be crossed precisely, or you'll find yourself back to square one.
Last week we signed the papers, and it officially became our house! It's been a wild ride with lots of ups and downs, and we can't wait to finally get settled!
So, do you want to see a picture or two, or three?
|It looks better at a distance|
|Our Dream House|
|From the back, the dining room and living room|
|Ghosts? Or maybe just our reflections in the window, |
while doing our Peeping Tom impersonations.
The office which Hubby has graciously offered to share.
|The back view|
|The poor, pitiful front "porch"|
|It ours all the way back to the trees|